TJ

Admin controlled

BCH Methodology Rules

Your company's review logic, editable without developer help.

Active Rule Library

Rule NameCategoryTriggerOutput ActionStatusLast Updated
High Utilization ReviewBalanceUtilization above 50%Add balance reduction guidanceActiveJul 22
Short Account HistoryAccount AgeAverage age below benchmarkAdd account age explanationActiveJul 20
Positive Payment HistoryPayment HistoryNo missed payments foundAdd positive reinforcementActiveJul 18
Inquiry ReviewInquiriesHard inquiries foundAdd inquiry education noteDraftJul 15
Closed Account CaptureAccount DetailsClosed account detectedCapture for history reviewActiveJul 12

Example Condition

IF revolving utilization is above 50% THEN add recommendation: “Focus on reducing revolving balance exposure and maintaining payment consistency.”